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Chase Total Checking® $200 Sign-up Bonus - Full Review (No Direct Deposit Required)
$200
Advertiser and Editorial Disclosures The content below is NOT endorsed by the bank, and you should make sure to verify all terms and conditions with the bank itself before opening an account.
This offer from Chase is extremely simple to complete, with a great payout! Open a checking account online with the coupon code or enter your email address to get your coupon and bring it to a Chase Branch to open an account
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft AssistSM - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft AssistSM, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Who is this bonus for?
Eligible states | AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC |
|---|---|
Specific geography | - |
Exceptions | - |
Expiration date | Wednesday, July 19, 2023 |
Bonus requirements
Direct deposit - Amount | Frequency | DD required, but no amount/frequency specified. |
|---|---|
Savings requirement | time | - |
Bill pay | - |
Debit card | - |
Other requirements | To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. After you have completed all the above requirements, Chase will deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. |
Account details
Account type | CHECKING |
|---|---|
Account features | - |
Apply online | Yes |
Monthly fees | $12 |
How to avoid monthly fees | Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period:
Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network;
OR, Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account;
OR, Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. |
Other details
Wait for reward (expected) | 15 days |
|---|---|
Hard pull | No |
Leave account open | 15 days |
Other fine print | - |
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