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Chase College Checking℠ $100 Sign-up Bonus - Full Review (No Direct Deposit Required)

$100


Advertiser and Editorial Disclosures The content below is NOT endorsed by the bank, and you should make sure to verify all terms and conditions with the bank itself before opening an account.


Enjoy $100 as a new Chase checking customer when you open a Chase College Checking(SM) account and complete 10 qualifying transactions within 60 days of coupon enrollment.

With no minimum opening deposit, very small monthly fees, and the ability to open your account online, the Chase College Checking℠ bonus is a great opportunity to get a quick bonus in your pocket!

  • Enjoy $100 as a new Chase checking customer when you open a Chase College Checking(SM) account and complete 10 qualifying transactions within 60 days of coupon enrollment.
  • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
  • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number and 17-year-olds can only open an account at a branch.
  • Manage your money, see your accounts, and pay your bills using the Chase Mobile® app.
  • Send and receive money in moments using Zelle®.
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Chase Overdraft Assist(SM) - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist(SM), we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Updated Non-Chase ATM Fee:

$3.00 for inquiries, transfers or withdrawals while using a non-Chase ATM in the US, Puerto Rico and US Virgin Islands. Fees from the ATM owner/network still apply. $5 per withdrawal and $3.00 for any transfers or inquiries at ATMs outside the U.S., Puerto Rico and the U.S. Virgin Islands. Fees from the ATM owner/network still apply.

Phil Kirkeiner - April 7, 2023

Who is this bonus for?
Eligible states
Nationwide
Specific geography
-
Exceptions
-
Expiration date
Wednesday, July 19, 2023

Bonus requirements
Direct deposit - Amount | Frequency
No
Savings requirement | time
-
Bill pay
-
Debit card
-
Other requirements
To receive the bonus: 1) Open a new Chase College Checking account, which is subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon enrollment. After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, we'll deposit the bonus into your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Qualifying transactions include: debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits.

Account details
Account type
CHECKING
Account features
-
Apply online
Yes
Monthly fees
No
How to avoid monthly fees
Service Fee: There is no Monthly Service Fee from the time of account opening until after the student’s expected graduation date (up to five years). College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. The Monthly Service Fee after expected graduation date is $6 or $0 when you do at least one of the following each statement period: Option #1: Have an electronic deposit made into this account, such as a payment from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payment to your debit card using the Visa® or Mastercard® network; OR, Option #2: Keep an average ending day balance of $5,000 or more in your checking account.

Other details
Wait for reward (expected)
15 days
Hard pull
No
Leave account open
15 days
Other fine print
Offer not available to existing Chase checking customers, those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

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