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Chase Business Complete Banking℠ $300 Sign-up Bonus - Full Review (No Direct Deposit Required)


Advertiser and Editorial Disclosures The content below is NOT endorsed by the bank, and you should make sure to verify all terms and conditions with the bank itself before opening an account.

Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.. [See 'DETAILS' for exact requirements]



Minimum Deposit to Open


Updated Insufficient Funds Fee:

$34 with ways to waive

Updated Non-Chase ATM Fee:


If you need a great place to bank for your business, Chase is a solid option. Some perks include:

  • Earn $300 when you open a new Chase Business Complete CheckingSM account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept(SM).
  • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business Online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase QuickDeposit(SM)
  • Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Phil Kirkeiner - May 2, 2023

Who is this bonus for?
Eligible states
Specific geography
Expiration date
Tuesday, May 2, 2023

Bonus requirements
Direct deposit - Amount | Frequency
Savings requirement | time
$2,000 for 60 days
Bill pay
Debit card
Other requirements

Account details
Account type
Account features
FDIC InsuredLots of Free ATM'sFree Mobile Check Deposit
Apply online
Monthly fees
How to avoid monthly fees
Qualifying activities for how to avoid the MSF: (A) Maintain a linked Chase Private Client CheckingSM account, (B) Meet Chase Military Banking requirements, or (C) Fulfill at least one of the following qualifying activities: (1) Maintain a Minimum Daily Ending Balance of at least $2,000 in the Chase Business Complete Checking account each business day during the monthly statement period, excluding the last business day of the statement period; (2) Have at least $2,000 of aggregate eligible deposits (net of chargebacks, refunds, or other adjustments) into the Chase Business Complete Checking account, at least one day before the end of the monthly statement period, using one or more of the following: Chase QuickAcceptSM including Chase Smart TerminalSM, InstaMed Patient Payments and InstaMed Patient Portal and/or other eligible Chase Payment SolutionsSM products. Eligible Chase Payment Solutions products have a transaction history that is viewable on Chase Business Online, Chase Connect®, or J.P. Morgan Access®. The cutoff time for eligible deposits is 11:59 p.m. Eastern Time one day prior to the last day of your Chase Business Complete Checking monthly statement period; or (3) Spend at least $2,000 on eligible Chase Ink® Business card purchases in the most recent monthly Ink card billing cycle, which may be different than your Chase Business Complete Checking monthly statement period.

Other details
Wait for reward (expected)
60 days
Hard pull
Leave account open
180 days
Other fine print
Checking offer is not available to signers on existing Chase business checking accounts, local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.

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