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HSBC Bank is the American subsidiary of the British multinational HSBC Holdings. The bank is headquartered in New York City and operates roughly 200 branches on the East and West coasts.

HSBC Bank offers a wide variety of services, including savings and checking accounts, lending, insurance, and investment services. Even if you don’t live in the bank’s relatively small footprint, you can do your banking with HSBC online.

One of HSBC’s strengths is its checking account. You can open a basic checking account with a flat fee of $1 per month. You can also get a Choice Checking account which is fee-free with a $1,500 minimum balance or a single direct deposit each month.

HSBC’s savings rates are reasonable when compared to other brick and mortar banks but falls far below the rates offered by online banks, so those seeking interest will want to look elsewhere.

Author: TJ Porter

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