How does it work?
Whether you’re a college student, a doctor, or anything in between, banks are becoming increasingly desperate for new customers just like you. Thanks to competition, they are willing to pay hundreds, sometimes thousands of dollars just for you to give them a try.
1. Filter
Every bank account sign-up bonus has different requirements that depend on where you live, the size of your paycheck, and how much money you have saved. Use the filters to narrow down on just the bonuses you can actually get.
2. Open
Once you’ve found a few bonuses you’d like to try, click the link to the bank’s page and apply for the account. Most of the time you can do this online in fifteen minutes or less.
3. Redeem
Now just fulfill the requirements and get your reward! This could mean setting up direct deposit, leaving some money in the account, or using your debit card a few times. Once that’s taken care of, you should expect your cash bonus within a few weeks or so, depending on the bank.
And since checking and savings account applications almost never affect your credit, you can pretty much try them all.
Won't this affect my credit score?
Nope. Opening a new bank account almost never triggers a "hard pull", which would affect your credit score. If we confirm that a bank bonus does require a hard pull, you will be able to see that clearly in the description.
Why would banks pay me so much to do almost nothing?
It’s simple: competition. Banks all do the same thing, and they make a lot of money off of your deposits. They offer sign up bonuses to attract you initially, hoping you have a good experience and stick around. And they better impress… because you have plenty of options!
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