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It pays to shop around

Over 853 banks are offering $118,808+ in checking and savings account sign-up bonuses. What are you waiting for?

Find your next bonus

How does it work?

Whether you’re a college student, a doctor, or anything in between, banks are becoming increasingly desperate for new customers just like you. Thanks to competition, they are willing to pay hundreds, sometimes thousands of dollars just for you to give them a try.

1. Filter

Every bank account sign-up bonus has different requirements that depend on where you live, the size of your paycheck, and how much money you have saved. Use the filters to narrow down on just the bonuses you can actually get.

2. Open

Once you’ve found a few bonuses you’d like to try, click the link to the bank’s page and apply for the account. Most of the time you can do this online in fifteen minutes or less.

3. Redeem

Now just fulfill the requirements and get your reward! This could mean setting up direct deposit, leaving some money in the account, or using your debit card a few times. Once that’s taken care of, you should expect your cash bonus within a few weeks or so, depending on the bank.

And since checking and savings account applications almost never affect your credit, you can pretty much try them all.

Won't this affect my credit score?

Nope. Opening a new bank account almost never triggers a "hard pull", which would affect your credit score. If we confirm that a bank bonus does require a hard pull, you will be able to see that clearly in the description.

Why would banks pay me so much to do almost nothing?

It’s simple: competition. Banks all do the same thing, and they make a lot of money off of your deposits. They offer sign up bonuses to attract you initially, hoping you have a good experience and stick around. And they better impress… because you have plenty of options!

Some of our favorite bonuses

SoFi logo


[Expired] SoFi Checking & Savings ($100)

Get a $100 bonus when you complete $1,000 of qualifying direct deposits.

Chase Bank logo


Chase Total Checking® ($200)

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit.

Axos Bank logo


Axos Bank Rewards Checking

Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn a $100 welcome bonus†!

From our blog

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Hundreds of banks and credit unions offer sign up bonuses to new customers to get you set up an account. In this guide we’ll show you how to easily take advantage of these bonuses without wasting a bunch of time and getting hit with fees.

How to Manage Multiple Bank Accounts

Going for that big bank bonus? Great - but now you'll have to keep track of another account. Learn how to manage multiple bank accounts the easy way.

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